IVBB provides financial services to consumers not only as businesses but also as individuals. It proposes different ways to individual consumers to manage their money, have access to credit, and deposit their money in a secure manner such as non-interest-bearing accounts, time accounts and foreign currency accounts. IVBB offers personal banking products including savings and transaction facilities such as bank accounts, debt facilities such as loans, mortgages and debit and credit cards.

Some the services IVBB offers to its personal clienteles include:

· Checking accounts

· Savings accounts

· Debit and credit cards

· Wealth management

IVBB also offers doorstep banking services to its clientele. It is a facility provided to the customers so that they do not have to visit the bank branch for the routine banking activities like cash deposit, cash withdrawal, cheque deposit or making a demand draft. The bank extends these facilities at work places by appointing a service provider on the customers’ behalf.

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